Credit Cards Deposits

Credit cards as a mode of payment have been in existence for decades since their introduction in the early 1950s. They are the most commonly used mode of payment the online casinos in New Zealand. There are plenty of reasons why Kiwis like using credit cards, but before we get there, let’s first cover the bases of this popular payment option.

Types of Credit Cards

Credit cards come in different types, and according to their purpose, they come in three major types.  They are;

Bank Cards

credit cards

This type of cards is issued by the financial institutions like the banks, savings, loan and credit unions.  Every bank has its own requirements for you to be given these cards, the card allows you pay for your bills or even make deposits to your online casino. The examples of these cards are; Visa, MasterCard and American Express.

Travel and Entertainment Cards

travel cards

This is card meant for travelling and entertainment purposes although they can also be used to make some payments in online casinos if the issuer allows that. For instance, a land-based casino may have an affiliated online casino, and it could issue special cards that players can use to deposit both on their physical gaming dens and online.

Merchant Cards

merchant cards

A merchant card is issued by a store, retail chains, oil companies, and even other payment merchants to foster the merchant – customer relationships. Popular payment merchants such as Skrill and Neteller have their MasterCards that you can still use to load deposits in online casinos.

How to Use Your Credit Card for Online Gaming Transactions

Obviously, the first step of this process is making sure that you have an account that accepts credit card transactions and you have a valid credit card. From there, follow this procedure to load your funds;

1. Go to the cashier section of the online casino hit the “Credit Card” button.

2. A pop-up window will appear, and you’ll be prompted to connect your card.

3. Enter the amount of money you want to deposit

4. Fill in your card’s number and, enter the CVV2 code to verify

5. Click “Deposit” to verify the transaction, and you’re good to go.

Your cash will instantly be credited into your casino account, and you will be able to start placing real money wagers.

Limits, Speeds and Security Features

The deposit and withdrawal limits of the credit card depend on the issuer, your credit limits as well as the online casino where you are playing. For transaction speeds, on the other hand, deposits are processed instantly while depending on the gaming site; withdrawals may take between 2 and 5 business days.

To guarantee Kiwis safety when using the cards, there are multiple security features like the chip technology, an end to end encryption, identity theft detection measures, and security codes that could be requested with each online deposit. All these measures make sure that your credit card is not used without your authorisation.

Top New Zealand Casinos Accepting Credit Cards

Credit cards are the most widely accepted payment methods by New Zealand online casinos. For a fact, it will be hard to find an online casino that doesn’t accept credit cards for deposits.  From our most recent statistics, the most popular Kiwi casinos accepting credit cards are;

100% up to $1000T & C Apply
100% up to $1200T & C Apply
100% up to $1000T & C Apply
225% up to $8888T & C Apply

Pros and Cons

Here are some of the advantages and disadvantages of using credit cards for online gaming transactions.


• Exceptionally secure.

• Instant depositing speeds

• No transaction fees from the issuer of the cards

• Accepted by virtually all New Zealand online casinos

• Flexible transactional limits make them suitable for both high and low rollers

• Reliable customer support


• Some of the credit cards don’t support withdrawals

• Slow withdrawal speeds

Frequently Asked Questions

Are credit cards secure?

Yes, thanks to SSL encryption technologies and other verification procedures, credit cards are secure for online gaming.

Can I withdraw my cash using a credit card?

Yes, you can cash out using your credit card. However, you must note that some credit cards from MasterCard for instance, don’t allow withdrawals from online casinos. So, you must check with the individual gaming site first before you proceed.

Are there charges when using the credit cards?

Usually, there are no charges levied by the issuer of your card for either deposits or withdrawals. However, you may incur some charges from your casino. Thus, we encourage you to confirm with the site itself just to be 100% sure.